http://www.schwaps.com/blog Champaign Living Solutions with Integrity Wed, 04 Nov 2009 05:43:33 +0000 http://backend.userland.com/rss092 en Image by sean dreilinger via Flickr Simultaneous Closings are the new hot item in the real estate industry.  What is a Simultaneous Closing?  There are many different types.  One is when a home seller creates a note for the buyer to facilitate the sale of his property, and ... http://www.schwaps.com/blog/index.php/2009/11/using-a-simultaneous-close-to-sell-your-house-creatively/ Across the nation there’s a lot of new talk about an old form of investment; the purchase of tax lien certificates.  Although they’ve been around for over 150 years, it’s only been recently that they’ve become a popular investment.  In fact, it’s been one of the best keep investment secrets ... http://www.schwaps.com/blog/index.php/2009/10/tax-lien-certificates-an-oldie-but-goodie/ The US Government has passed enactments to ease up the troubles of home buyers, when they addressed the problems arising out of the foreclosure crisis. The US economy is facing challenges and struggling hard to avoid recession. So in the changed scenario of credit crunch, a home buyer in the Real ... http://www.schwaps.com/blog/index.php/2009/07/home-buyer-requirements-during-the-credit-runch/ First the statistics about foreclosure; for May 2009 – there were 321,480 properties that turned up in foreclosure filings in the country. The total number of properties affected by foreclosures and listed for distress sale in the entire United States is 1,979,063. In the State of Illinois, which is the ... http://www.schwaps.com/blog/index.php/2009/07/illinois-foreclosures-and-your-credit-score/ Although there are many Governments and Private sponsored Retirement Plans, four of them are widely popular. A 401(k) Retirement Plan (referring to the section of Internal Revenue Service code) is the foremost. This Retirement Plan is applicable to most of the salaried class of people under any employer. During the ... http://www.schwaps.com/blog/index.php/2009/07/how-to-make-your-retirement-account-a-wealth-building-tool/ Champaign city of Champaign County, Illinois shares its existence with its sibling city of Urbana, to be known as the Twin Cities. The residential rental property market is mostly dependent on the University of Illinois at Urbana-Champaign. The rental property market is catering to the housing needs of the student ... http://www.schwaps.com/blog/index.php/2009/07/champaign-urbana-il-residential-rental-property-market/ Here is a great property that would serve well as an investment or as a starter-home.  Feel free to contact us with any questions. http://www.schwaps.com/blog/index.php/2009/06/1104-south-duncan-champaign-il-61821/ I know it's been too long since my last post, that is going to change.  I'll begin by sharing this visualization of what caused the downturn in our economy.  I think you'll find it fascinating. The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo. http://www.schwaps.com/blog/index.php/2009/05/the-credit-crisis-visualized/ The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. Difference between CPI and cost-of-living: CPI solely measures the change in the value of the "basket of goods" over time. Basket of Goods ... http://www.schwaps.com/blog/index.php/2008/09/the-cpi-and-your-wallet/ On this blog, I focus on being a resource for those who are Real Estate Buyers and Sellers in Champaign County. Therefore, I will keep the company promotion down to a minimum.  I am not a Real Estate Broker or Sales Agent.  Rather, 'I' buy and sell Real Estate, I ... http://www.schwaps.com/blog/index.php/2008/08/hello-champaign/